Having completed your financial plan, we want to complete a more thorough analysis of your existing portfolio or asset profile. In some cases, clients prefer to jump ahead to this step and circle back to the financial plan. That’s fine too. The goal is to check whether your assets and investments will meet your needs and help you achieve your financial goals. We often find that portfolios built over many years aren’t necessarily optimized. Sometimes there’s too much risk, a concentration in one asset or area with another potentially attractive area neglected. Importantly, this analysis is specific to you. If you work for a technology firm, we might recommend a smaller allocation to tech stocks, than someone who’s employed in the healthcare industry. Our comments and recommendations will reflect what we learned during the fact finding and planning sessions. Also, this is an iterative process – the longer you work with Split Creek Capital, the more we will learn about you, and how we can help you secure your best financial future.